If you are a parent or grandparent of a child under age 12, you might have been exposed to some of the most severe weather-related risks in recent years.

In fact, you can be directly affected by weather events such as Hurricane Harvey and the recent flooding of your community.

This infographic highlights the most common dangers posed by extreme weather events. 

To protect your family from these extreme events, you should consider how you can protect your property from stormwater damage and floodwater. 

If you are the owner of your home, you may have a flood insurance policy, but it may not cover the cost of stormwater or stormwater runoff.

Your homeowner’s insurance policy may cover floodwater damage if you are subject to the Federal Flood Insurance Program (FFIP).

To find out if your policy covers floodwaters and floodwaters runoff, visit the FEMA Flood Insurance webpage. 

A more appropriate option is to buy a flood protection film cover.

A flood protection cover is a waterproof film covering the entire interior of your house.

It can protect against rain, snow, hail, and other extreme weather-induced hazards. 

For more information, check out the FEMA Safety & Insurance section on how to purchase a flood cover.

 The flood protection covers for hurricane damage are often used in a home flood prevention plan.

A hurricane protection film is often used to cover windows and doors.

A stormwater protection film covers the entire exterior of your structure, including roofing and decks.

The stormwater cover on the roof of your boat is the most expensive option for homeowners. 

Another option is a stormwater control system, such as a rain cover or a rain curtain.

There are two ways to protect your home against extreme weather: In an emergency, call a disaster response or emergency service (EDS) center and report the stormwater to FEMA.

You will need a copy of the storm water report.

To report your stormwater in a flood event, visit FEMA’s Disaster Response Center and request a copy.

FEMA’s Emergency Response Center is located in Washington, DC.

A FEMA EDS Center is a private, self-contained, disaster response center located within the Department of Homeland Security’s (DHS) Office of Emergency Management.

It is an independent agency that assists FEMA in the response to natural disasters and other emergencies.

FEMA ERS centers have been around for decades and have extensive expertise in emergency management and disaster planning.

They are staffed by trained professionals.

They will work closely with FEMA’s disaster response staff.

If your family has not received a FEMA ESD report within a few days, contact your local ERS center.

For more information about how to request a FEMA report, see the FEMA EOD Emergency Operations Guide.

If you need to evacuate, call 911.

The Federal Emergency Management Agency (FEMA) is the primary agency responsible for providing federal disaster assistance.

FEMA is responsible for distributing Federal disaster assistance, including flood insurance, to communities, counties, and states.

FEMA can also help states with flood protection and stormwater management.

FEMA has a web site at https://fema.gov/dss, which has information on flood insurance and storm water management.

If you have questions about FEMA, please contact the Disaster Assistance Center at 1-800-772-1222 or 1-877-333-3366.